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Get the peace of mind of knowing that your family will be taken care of after you die by applying for life insurance rates. How much life insurance do you need? A good rule of thumb is that you need coverage equal to at least 7 years of current annual income, assuming you are married and have two or more children. Another way to look at it is to add up debts and future expenditures, such as your mortgage, other loans, college and weddings for your children. If, for example, you’d like your spouse to have enough of a life insurance death benefit to be able to pay off half of your mortgage and half of your children’s college education, then simply add those together and buy that amount of life insurance. Of course, you can always ask an insurance agent, financial planner or other expert to help you determine how much life insurance coverage is adequate. But since many of them work on commission, don’t let them push you into buying too much coverage. If you have family members who depend on your income such as children, a spouse or elderly parents, than you probably need life insurance.
 Topic Results Money101 Lesson 20: Life Insurance
CNNMoney guide to life insurance. The top things you need to know. Life insurance is no place to skimp, especially with rates at historic lows. 7. Match the term of the policy to your needs. 10. Use the Web to shop. Buying life insurance has never been ea... (more)
Insurance: Homeowners, Auto, Renters, Term Life Insurance Overview at
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Consumers: Life Insurance
If you are planning to purchase a life insurance policy or an annuity contract, you should first consider your needs and There are many reasons why life insurance policies or annuity contracts are purchased, but these reasons should be based upon your fin... (more)
Get Multiple Life Insurance Quotes in Minutes At Netquote
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Guardian Life Insurance Company of America
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Life Insurance Overview - Mutual of Omaha
Life insurance can provide financial security for loved ones in the event of a death, and can build cash value to help secure a family's financial future. Get more details on our individual life insurance plans that can be suited to meet your needs and yo... (more)
Life Insurance Overview - Mutual of Omaha
Life insurance can provide financial security for loved ones in the event of a death, and can build cash value to help secure a family's financial future. Get more details on our individual life insurance plans that can be suited to meet your needs and yo... (more)
Life Insurance Quotes - Compare and Save
Free life insurance quotes that are bound to save you money. Not all life insurance plans are created equal. Let InsureMe help you find the right plan for you.... (more)
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